Uber has changed the way we travel. By simply using the Uber app, you can get a ride almost anywhere, making transportation more convenient than ever. However, with convenience comes risks. Accidents can happen, and when they do, passengers may suffer injuries.
This article explores the most common injuries in Uber-related accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.
Common Uber Injuries
When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Neck Injuries: Whiplash often results from rear-end crashes, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.
Fractures: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Herniated Discs and Paralysis: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Though sue uber for accident less visible, they can cause significant discomfort.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Who Is Liable in an Uber Accident?
Understanding who is liable in an Uber injury case is often complex. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.
Driver Liability: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
A Different Driver: When another driver causes the accident, they may be held responsible.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.